- Free account available
February 2025
UK
– February 2025
Best UK Travel Cards To Use Abroad
Best Travel Cards
UK
– February 2025
- Best Exchange Rates
- Fast Approval Process
- Worldwide Spendings & Withdrawals
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| Mobile Bank | Pricing | Card | What We Like | Score | Open an Account | ||
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1
Our Top Choice
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9.8
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2
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9.5
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3
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9.1
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4
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8.8
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5
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8.5
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Our score
9.8
Revolut Review
Regulation
FCA authorised EMI
Pricing
Free account available
Wallets
Based on 161248 reviews
Key Travel Features
- Multi-currency card: keep 30+ major currencies
- Real-time currency exchange conversions
- eSIM data plans across 100+ countries
- Book in-app: 1.8+ million properties across 200+ locations
- Earn rewards on shopping, gifts, groceries, travel and more
Get a £20 welcome bonus when you sign up
1
- Spend like a local in 150+ currencies
- Up to £2,000/mo. fee-free withdrawal anywhere
Get a £20 welcome bonus when you sign up
Our score
9.5
FairFX Review
Regulation
FCA
Pricing
Free account available
Wallets
Based on 12532 reviews
Key Travel Features
- Unlimited free card loads
- Hold 20 currencies, save on FX fees
- Card acceptance in 170+ countries
2
- Multi-currency account, zero transaction fees
FairFX accounts don’t fall under the Financial Services Compensation Scheme, instead your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets.
- Earn up to 3.5% cashback at top UK retailers
Our score
9.1
Caxton Review
Regulation
FCA
Pricing
Free account available
Wallets
Based on 4438 reviews
Key Travel Features
- Hold 15 currencies, save on FX fees
- Fee-free spending across the globe
- Delivers cash in 50+ currencies to your home
- Phone support 365 days
3
- Multi-currency account, live FX rates
- Zero ATM charges abroad or transaction fees
Our score
8.8
Monzo Review
Regulation
FCA
Pricing
Free account available
Wallets
Based on 24036 reviews
Key Travel Features
- Send payments via SMS and Email
- Get instant notifications
- No fee for spending abroad
- 1% currency conversion fee
4
- Free ATM withdrawals up to £200/month
Our score
8.5
Travelex Review
Regulation
FCA
Pricing
No monthly fee
£10 shortfall fee
£10 shortfall fee
Wallets
X
Based on 42580 reviews
Key Travel Features
- Free load/Top-up for foreign currency wallets
- 2% Load/Top-up fee for Pound Sterling wallet
- Collect cash at Travelex stores across the UK
5
- Free home delivery ordering £500+ by cash
WAIT!
72% of our users choose Revolut
72% of our users choose Revolut
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What is a travel card?
A travel card is a type of payment card that is specifically designed for use while traveling. It can be used to make purchases and withdraw cash at locations around the world, and often offers additional benefits such as rewards programs, currency exchange, and travel insurance.
Overall, a travel card can be a convenient and secure way to manage your finances while traveling, but it’s important to compare different options and carefully consider the fees and benefits before choosing a card.
Travel card features
Exchange rate
Some use the ‘interbank rate’ and others use Mastercard or Visa’s exchange rates. Sometimes, a provider may pick one of the rates and then apply a percentage on top, usually between 1% and 3%.
ATM withdrawal abroad
The ATM withdrawal will likely incur a cash advance fee if you use a card with no foreign transaction fees. However, most companies do not charge withdrawal fees for amounts between £200 and £500.
Foreign transactions
Foreign transaction fees are charges that appear on your card bill when you make a purchase that either crosses a foreign country or is done in a foreign currency. There are some companies that charge no fees for foreign transactions. A typical fee ranges between 1% and 3%.
Multi-currency account
If you want to visit multiple destinations, you can load several currencies onto a single card. You could have different amounts of money stored on the same card. You can lock in rates by converting when you load the cash or store some money in pounds.
Security
When you swipe your card at the ATM or store you’ll get the same level of protection as if you used your bank’s card.
Global use
Usually, MasterCard and Visa cards can be used in millions of places around the world and online. You can use your card at most ATMs in other countries, as well as with most retailers that accept card payments.