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Home > Head to Head > Revolut vs. Starling Bank

Revolut vs. Starling Bank

Compare and choose the best mobile banking service provider for you.

Standard (frame) 610x404
VS.
Starling With Frame 610x404

Advertiser disclosure

Top10MobileBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end. Please note: All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback! We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
Revolut Logo
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Our Score: 9.8
Starling Bank
Visit Site
Our Score: 9.2

Company

Main advantage

The multifunctional app includes everything users need: multi-currency account, travel benefits, investments, savings, smart budgeting tools, money transfers and more.

Provides a seamless experience similar to traditional banks focusing more on local use in the UK. You can also receive and make international payments with your card for a small fee.

Fees

Free sign-up option

V
V

Free card

Yes (delivery fee applies)

Yes (delivery fee applies)

Features

Physical cards

V
V

Virtual cards

V
V

Investment features

V
X

Savings – earn interest (AER)

Up to 4.75% AER/Gross (variable) depending on your plan

Up to 3.25% AER / 3.19% Gross (variable) depending on your plan

International transfers

V
V

ATM withdrawals

Worldwide

At Post Office branches only

Trustpilot

211611 reviews
15405 reviews

Currencies

Location

UK, Europe, Americas, Asia Pacific

UK

Multi-currency account

Hold GBP, EUR, USD and 25+ currencies

Separate accounts for GBP and EUR

Currency exchange fee

Fee-free for up to £1000/mo. (up to 1% above £1000)

0.4% conversion fee added on top

Ways to top up

Cards

V
X

Bank transfers

V
V

Cash

V
V

Security

Card freeze/unfreeze via app

V
V

Disposable virtual cards for single-use

V
X

Real-time transaction monitoring

V
V

User authentication

PIN code for app access, biometric login

PIN code for app access, biometric login

Fraud Protection

V
V

Accounts

Personal

V
V

Business

V
V

Kids

For everyone aged 6-17, must be linked to parent account

For everyone aged 16-17

Extras (T&C applied)

Rewards

Online shopping, gifts, travel, UK’s cafes & restaurants, and more (depending on a chosen plan)

Financial category only such as insurance, pension, etc.

Custom card design

Yes (fees may apply)

Not available

Overdraft

X
V

Insurance abroad

V
X

Car hire insurance

V
X

Luggage insurance

V
X

Winter sport insurance

V
X

Create an account

Our score

Winner! 9.8
9.2

Create an account

Sign up
Sign up

Revolut vs. Starling Bank

Compare and choose the best mobile banking service provider for you.

Standard (frame) 610x404 revolut.ngih.net
VS.
Starling With Frame 610x404 starlingbank.com

Advertiser disclosure

Top10MobileBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end. Please note: All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback! We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
9.8
Sign up
9.2
Sign up