Revolut vs. Wise
Compare and choose the best travel card for you.
Advertiser disclosure
Company
Main advantage
Offers a range of financial services through a mobile app providing users with the ability to hold and exchange different currencies at competitive rates and cash withdrawals worldwide, making it popular for international travelers and those who frequently make cross-border transactions.
Wise is a fintech company that offers international money transfer services and budgeting features through its mobile app. It focuses more on money transfers and currency exchange, making it a good option for traveling abroad.
Fees
Free sign-up option
Free card
Yes (delivery fee applies)
Yes (delivery fee applies)
Application fees
£0 fees
One-time fee, £7
ATM withdrawals Fees
No fees for up to 5 ATM withdrawals or £200 per rolling month
Free 2 withdrawals up to £200 each month
Trustpilot
Travel Features
Multi-currency account
29+ currencies (GBP, EUR, USD and more)
20+ currencies
International payments
150+ countries
150+ countries
Currency exchange fee
In 36+ currencies with no additional fees Monday – Friday, within plan allowance.
Fixed fee + 1.75% after used up free allowance
Travel Insurance Options
Insurance abroad
Car hire insurance
Luggage insurance
Winter sport insurance
Banking Features
Digital cards
Physical cards
Custom card design
Investment features
Savings – earn interest (AER)
Up to 4.75% AER/Gross (variable) depending on your plan.
Not available
Rewards
Online shopping, gifts, travel, UK’s cafes & restaurants, and more.
Not available
Ways to top up
Cards, Bank transfers and Cash (fees apply)
Only Cards and Bank transfers (fees apply)
Kids accounts
Security
Card freeze/unfreeze via app
Disposable virtual cards for single-use
Real-time transaction monitoring
User authentication
2-factor authentication, PIN code for app access and biometric login
2-factor authentication
Fraud Protection
Revolut vs. Wise
Compare and choose the best travel card for you.