- Free account available
June 2025
ES
– June 2025
Best Cards for Traveling in Spain
Best Cards for Traveling
ES
– June 2025
- Fee-free accounts.
- Worldwide withdrawals.
- Low foreign transaction fees.
How we rank
Our research considers customer testimonials, security levels, pricing, and key advantages when ranking banking service providers. While we receive referral fees from our partners, it’s important to note that it’s not possible to purchase a favorable review or position on this site.
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| Mobile Bank | Pricing | Card | What We Like | Score | Open an Account | ||
|---|---|---|---|---|---|---|---|
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1
Our Top Choice
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9.8
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2
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9.5
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3
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9.1
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4
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8.8
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5
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8.5
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6
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8.2
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Our score
9.8
Revolut Review
Regulation
Bank of Spain
Pricing
Free account available
Wallets
Based on 161248 reviews
Key features
- Organise subscriptions & stop unwanted payments in-app
- A 2,500-strong team prevents scams and fraud
- Finance monitoring for all linked accounts
- Up to €2.000/mo. fee-free withdrawal
- Cover all necessary travel needs
Get a €10 cash reward when you sign up
1
- Earn rewards for shopping, groceries, gifts, travel and more
- Pay like a local: hold 30+ currencies, exchange 150+
Get a €10 cash reward when you sign up
Our score
9.5
N26 Review
Regulation
Bank of Spain
Pricing
Free account available
Wallets
Based on 31688 reviews
Key features
- Up to 10 sub-accounts to organize your money
- No minimum or maximum deposit limit
- Support 24/7 in 5 different EU languages
- Joint account with a dedicated IBAN
2
- Free payments worldwide in any currency
- Automatically categorises spending into a report
Our score
9.1
bunq Review
Regulation
DNB
Pricing
Free account available
Wallets
Based on 12308 reviews
Key features
- Travel Assistant updates on exchange rates
- Round up payments to save the difference
- Shows all amounts in the local currency
- Create digital payment cards
3
- Get practical money tips in-app
- Receive real-time updates
Our score
8.8
Monese ES Review
Regulation
FCA
Pricing
Free account available
Wallets
Based on 43092 reviews
Key features
- App available in 15 languages
- Money pots with round-up feature
- Joint accounts with another Monese user
4
- Instant Monese to Monese payments
Our score
8.5
Regulation
ECB
Pricing
Free account available
Wallets
Key features
- Withdraw cash from any ATM
- Split your purchases into several payments
- Set purchase limits to hit your savings target
5
- Use a virtual wallet for contactless payments
Our score
8.2
B100 Review
Regulation
Bank of Spain
Pricing
Free account available
Wallets
Based on 18 reviews
Key features
- Set purchase limits to hit your savings target
- Fee-free currency exchange abroad
- Withdraw cash from any ATM
- See all your transactions in-app
6
- Earn 2.70% APR up to €50,000 in balance
Fees and Usage
- Fee-Free Banking
All banks on the list above offer fee-free accounts, unlike many others that may charge a €15-€20 monthly maintenance fee. - Card Usage in Spain
Around 90% of the Spanish population owns at least one travel card, highlighting the widespread use of cards in everyday transactions.
Key Features
- Acceptance
Travel cards are accepted in most retail locations, restaurants, and ATMs throughout Spain. They can also facilitate contactless payments for transactions under €15, enhancing convenience for smaller purchases. - Mobile Payment Options
Many banks offer the ability to link travel cards to mobile payment services like Apple Pay and Samsung Pay, allowing for contactless transactions via smartphones. - International Use
Travel cards are widely accepted internationally, making them convenient for travelers. Some cards also offer benefits like no foreign transaction fees and travel insurance.
Travel Card Features
Exchange rate
Some use the ‘interbank rate’ and others use Mastercard or Visa’s exchange rates. Sometimes, a provider may pick one of the rates and then apply a percentage on top, usually between 1% and 3%.
ATM withdrawal abroad
The ATM withdrawal will likely incur a cash advance fee if you use a card with no foreign transaction fees. However, most companies do not charge withdrawal fees for amounts between €200 and €500.
Foreign transactions
Foreign transaction fees are charges that appear on your card bill when you make a purchase that either crosses a foreign country or is done in a foreign currency. There are some companies that charge no fees for foreign transactions.
Multi-currency account
If you want to visit multiple destinations, you can load several currencies onto a single card. You could have different amounts of money stored on the same card. You can lock in rates by converting when you load the cash or store some money in pounds.
Security
When you swipe your card at the ATM or store you’ll get the same level of protection as if you used your bank’s card.
Global use
Usually, MasterCard and Visa cards can be used in millions of places around the world and online. You can use your card at most ATMs in other countries, as well as with most retailers that accept card payments.