Anna Money Review

ANNA Money offers a diverse suite of offerings, including a business account, intuitive bookkeeping software, and essential tax tools, ANNA Money has become a go-to resource for small businesses across the UK. Their commitment to user convenience is evident in their swift account opening process, allowing businesses to set up a fully functional business account in minutes.

Debit Card

Languages

• EN

Plans

• Free Account
• Plans from £14/m

Rating

With a personal webpage and unique link to each business, ANNA Money empowers entrepreneurs to showcase their offerings on various platforms effortlessly. The option to top up accounts with cash at thousands of PayPoints nationwide adds an extra convenience for businesses operating with cash transactions.

Banking Features

Rapid Registration

Open a business account with ANNA Money in 3 minutes with your ID and receive a unique business debit card.

Virtual Business Debit Card

When you sign up with ANNA Money, you can issue a virtual card to make payments immediately. No need to wait for your ANNA Money business debit card to arrive.

Receive Online Payments

Boost your online presence with ANNA Money’s personalized webpage and link. Share it directly with customers on social media for easy payments and engagement.

Complimentary Direct Debits

Direct debits are free of charge, regardless of your pricing plan. Rest assured that all your payments are protected by the Direct Debit Guarantee Scheme, providing you with added peace of mind.

Loans (SBLs)

Small Business Loans are available through ANNA partners.

Get Cash

Enables you to deposit cash directly into your account, eliminating the need for intermediate transfers or storing it elsewhere.

Google Pay & Apply Pay

Pay securely with Google Pay & Apple Pay using your business account on your device, even before receiving your debit card.

Cash Pots

Create pots to allocate funds for taxes, salaries, or expenses in your account. Easily transfer money manually or set up automatic top-ups and recurring payments.

Cashback

Earn 1% cashback on business expenses, such as train travel and food, when using your ANNA debit card. This opportunity allows many customers to effectively offset costs, making ANNA a valuable and cost-saving solution for their business needs.

Employee Reimbursements

Set spending limits and let the ANNA app automate expense management.

Invoice Management

Support your business with invoicing, document storage, tax management, and bank account integration.

VAT Management

Automate your VAT calculation and filing with ANNA’s convenient and HMRC-approved VAT service. Capture receipts effortlessly, add sales VAT automatically, and organize expenses seamlessly. Stay MTD compliant and save time with ANNA’s user-friendly tools.

Accounts and Fees

Security

ANNA Business Banking prioritizes the safety and security of customer funds and personal information. With regulatory compliance, Mastercard partnership, segregated bank accounts, and secure access through TrueLayer, ANNA ensures a secure banking experience:

• PayrNet Limited: ANNA is a distributor of PayrNet Limited, an authorized Electronic Money Institution regulated by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 (Firm Reference Number: 900594).
• Mastercard International Incorporated: ANNA’s debit card is issued by PayrNet Limited under a license from Mastercard International Incorporated, leveraging the renowned security measures associated with the Mastercard brand.
• Segregated Bank Accounts: ANNA holds customer funds in one or more segregated bank accounts with regulated third-party credit institutions, following the provisions outlined in the Electronic Money Regulations 2011.
• TrueLayer: ANNA works with TrueLayer, an authorized and regulated entity by the Financial Conduct Authority (FCA), providing secure access to account information through the regulated Account Information Service.

By collaborating with these trusted organizations and authorities, ANNA ensures its customers’ funds and personal information safety and security.

Support

• Email Support: Contact the 24/7 customer support team at hello@anna.money for any inquiries or assistance.
• Customer Reviews: Read about ANNA’s service and customer experiences on platforms like Facebook and Trustpilot.
• FCA Register: ANNA Money can be found on the Financial Conduct Authority (FCA) register, providing transparency and confidence to customers.
• In-App Chat: ANNA customers can conveniently contact the customer experience team directly through the in-app chat feature for prompt assistance.
• Various Email Contacts: Reach out to ANNA for general inquiries media contact, customer care, careers, and inquiries related to money and data security.
• Registered and Correspondence Addresses: ANNA’s office address is Brunel House, 2 Fitzalan Road, Cardiff, Wales, CF24 0EB, and the correspondence address is PO Box 1130, Cardiff, CF11 1WF.
• Quick Response: ANNA ensures rapid turnaround for addressing questions, comments, or concerns.

Comprehensive Resources: ANNA offers a detailed FAQ section, a blog, and other informative resources to further assist and address common queries.

Conclusion

The ANNA business account stands out for its free account features, quick set-up process, 24/7 customer support, and wide eligibility for different business types. offers a convenient and flexible banking solution with its user-friendly interface, inclusive account options, and responsive customer service. Small businesses can benefit from ANNA’s efficient financial tools and accessible support for their day-to-day operations.