bunq Vs. Revolut
bunq VS Revolut. Which is better? Both bunq and Revolut are modern mobile banks offering a cutting edge approach to banking via smartphone apps. Check out which bank we think is best!
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Established |
2012 |
2015 |
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Available for Registration From |
EU |
UK, EU, AU |
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Regulation
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ECB (The Europiean Central Bank) |
 |
 |
|
FCA |
|
|
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Key Features in a nutshell
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Current & Checking Account (Local & International) |
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Budgeting & Saving Plans |
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|
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Online & Offline Payments |
|
|
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Direct Debits (Free) |
|
|
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Cash Withdrawals & Deposits (Local & International) |
|
|
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Cash Top-Ups |
Via Barzahlen or viacash |
|
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Save up for a specific goal via sub-accounts |
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|
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Withdraw and deposit cash for free at retail partners |
First €100/month free, after 2.5% |
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Apple & Google Pay |
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Safety
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||
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Information stored in a secure data center |
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|
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Fingerprint login |
|
|
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Card locking from within the App |
|
|
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Deposit protection (Loss compensation guarantee) |
up to €100,000 insured by the DGS |
up to €100,000 insured by the DGS only in 10 European countries |
|
Fees & charges
|
||
|
Free account |
From 2.99€/month |
|
|
Exchange Rate |
Low, Interbank rate |
Low, Interbank rate |
|
Direct Debits |
Free |
€/£1 fee |
|
Savings interest |
annual interest of 0.09% |
|
|
Top-Up Methods
|
||
|
Bank transfer |
|
|
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Debit Card |
|
UK only |
|
Cash |
|
|
|
Sending & Receiving Options
|
||
|
Scheduled & Recurring Payments |
|
|
|
Delivery Speed |
Instant payments across Europe |
|
|
Mobile App
|
||
|
Languages available |
6 |
7 |
|
App UX |
5/5 |
4.5/5 |
|
Mobile Adaptive Website |
|
|
|
Score |
9.1 |
8.8 |
|
Overview
|
|
|
Established |
|
|
2012 |
2015 |
|
Available for Registration From |
|
|
EU |
UK, EU, AU |
|
Regulation
|
|
|
ECB (The Europiean Central Bank) |
|
|
|
|
|
FCA |
|
|
|
|
|
Key Features in a nutshell
|
|
|
Current & Checking Account (Local & International) |
|
|
|
|
|
Budgeting & Saving Plans |
|
|
|
|
|
Online & Offline Payments |
|
|
|
|
|
Direct Debits (Free) |
|
|
|
|
|
Cash Withdrawals & Deposits (Local & International) |
|
|
|
|
|
Cash Top-Ups |
|
|
Via Barzahlen or viacash |
|
|
Save up for a specific goal via sub-accounts |
|
|
|
|
|
Withdraw and deposit cash for free at retail partners |
|
|
First €100/month free, after 2.5% |
|
|
Apple & Google Pay |
|
|
|
|
|
Safety
|
|
|
Information stored in a secure data center |
|
|
|
|
|
Fingerprint login |
|
|
|
|
|
Card locking from within the App |
|
|
|
|
|
Deposit protection (Loss compensation guarantee) |
|
|
up to €100,000 insured by the DGS |
up to €100,000 insured by the DGS only in 10 European countries |
|
Fees & charges
|
|
|
Free account |
|
|
From 2.99€/month |
|
|
Exchange Rate |
|
|
Low, Interbank rate |
Low, Interbank rate |
|
Direct Debits |
|
|
Free |
€/£1 fee |
|
Savings interest |
|
|
annual interest of 0.09% |
|
|
Top-Up Methods
|
|
|
Bank transfer |
|
|
|
|
|
Debit Card |
|
|
|
UK only |
|
Cash |
|
|
|
|
|
Sending & Receiving Options
|
|
|
Scheduled & Recurring Payments |
|
|
|
|
|
Delivery Speed |
|
|
Instant payments across Europe |
|
|
Mobile App
|
|
|
Languages available |
|
|
6 |
7 |
|
App UX |
|
|
5/5 |
4.5/5 |
|
Mobile Adaptive Website |
|
|
|
|
|
Score
|
|
|
9.1 |
8.8 |