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Bunq Vs. Revolut

Bunq VS Revolut. Which is better? Both Bunq and Revolut are modern mobile banks offering a cutting edge approach to banking via smartphone apps. Check out which bank we think is best!

Established

2012

2015

Available for Registration From

EU

UK, EU, AU

Regulation

ECB (The Europiean Central Bank)

yes icon
no icon

FCA

no icon
yes icon
Key Features in a nutshell

Current & Checking Account (Local & International)

yes icon
yes icon

Budgeting & Saving Plans

yes icon
yes icon

Online & Offline Payments

yes icon
yes icon

Direct Debits (Free)

yes icon
yes icon

Cash Withdrawals & Deposits (Local & International)

yes icon
yes icon

Cash Top-Ups

Via Barzahlen or viacash

no icon

Save up for a specific goal via sub-accounts

yes icon
yes icon

Withdraw and deposit cash for free at retail partners

First €100/month free, after 2.5%

no icon

Apple & Google Pay

yes icon
yes icon
Safety

Information stored in a secure data center

yes icon
yes icon

Fingerprint login

yes icon
yes icon

Card locking from within the App

yes icon
yes icon

Deposit protection (Loss compensation guarantee)

up to €100,000 insured by the DGS

up to €100,000 insured by the DGS only in 10 European countries

Fees & charges

Free account

From 2.99€/month

yes icon

Exchange Rate

Low, Interbank rate

Low, Interbank rate

Direct Debits

Free

€/£1 fee

Savings interest

annual interest of 0.09%

no icon
Top-Up Methods

Bank transfer

yes icon
yes icon

Debit Card

yes icon

UK only

Cash

yes icon
no icon
Sending & Receiving Options

Scheduled & Recurring Payments

yes icon
yes icon

Delivery Speed

Instant payments across Europe


1 – 2 business days (local)
5 – 9 business days (International)

Mobile App

Languages available

6

7

App UX

5/5

4.5/5

Mobile Adaptive Website

yes icon
yes icon

Score

9.1
8.8
Overview

Established

2012

2015

Available for Registration From

EU

UK, EU, AU

Regulation

ECB (The Europiean Central Bank)

yes icon
no icon

FCA

no icon
yes icon
Key Features in a nutshell

Current & Checking Account (Local & International)

yes icon
yes icon

Budgeting & Saving Plans

yes icon
yes icon

Online & Offline Payments

yes icon
yes icon

Direct Debits (Free)

yes icon
yes icon

Cash Withdrawals & Deposits (Local & International)

yes icon
yes icon

Cash Top-Ups

Via Barzahlen or viacash

no icon

Save up for a specific goal via sub-accounts

yes icon
yes icon

Withdraw and deposit cash for free at retail partners

First €100/month free, after 2.5%

no icon

Apple & Google Pay

yes icon
yes icon
Safety

Information stored in a secure data center

yes icon
yes icon

Fingerprint login

yes icon
yes icon

Card locking from within the App

yes icon
yes icon

Deposit protection (Loss compensation guarantee)

up to €100,000 insured by the DGS

up to €100,000 insured by the DGS only in 10 European countries

Fees & charges

Free account

From 2.99€/month

yes icon

Exchange Rate

Low, Interbank rate

Low, Interbank rate

Direct Debits

Free

€/£1 fee

Savings interest

annual interest of 0.09%

no icon
Top-Up Methods

Bank transfer

yes icon
yes icon

Debit Card

yes icon

UK only

Cash

yes icon
no icon
Sending & Receiving Options

Scheduled & Recurring Payments

yes icon
yes icon

Delivery Speed

Instant payments across Europe


1 – 2 business days (local)
5 – 9 business days (International)

Mobile App

Languages available

6

7

App UX

5/5

4.5/5

Mobile Adaptive Website

yes icon
yes icon
Score
9.1
8.8