N26 Vs. Revolut
N26 VS Revolut. Which is better? Both N26 and Revolut are regulated modern international mobile banks, with millions of customers in different countries and handy mobile apps. Check out which bank we think is best!
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Established |
2013 |
2015 |
|
Trustpilot Rating |
Excellent
|
Great
|
|
Available for Registration From |
UK, EU, US*(Brazil in a waiting list) |
UK, EU, AU |
|
Regulation
|
||
|
FCA (UK) |
 |
 |
|
ECB (The Europiean Central Bank) |
|
|
|
Cifas |
|
|
|
PRA |
|
|
|
Key Features in a nutshell
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||
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Current & Checking Account (Local & International) |
|
|
|
Budgeting & Saving Plans |
|
|
|
Online & Offline Payments |
|
|
|
Direct Debits (Free) |
|
|
|
Cash Withdrawals & Deposits (Local & International) |
|
|
|
Cash Top-Ups |
Germany Only |
|
|
Save up for a specific goal via sub-accounts |
|
|
|
Withdraw and deposit cash for free at retail partners |
Germany only |
|
|
Web Version (Desktop) |
|
|
|
Apple & Google Pay |
|
|
|
Safety
|
||
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Two-factor payment authentication |
|
|
|
Information stored in a secure data center |
|
|
|
Fingerprint login |
|
|
|
Segregated customer accounts |
|
|
|
Card locking from within the App |
|
|
|
Deposit protection (Loss compensation guarantee) |
Up to €100,000 |
|
|
Fees & charges
|
||
|
Free account |
|
|
|
Monthly Fee |
Premium plans from €9.90/m |
Premium plans from €/£6.99/m |
|
Exchange Rate |
Low, Interbank rate |
Low, Interbank rate |
|
Direct Debits |
Free |
€/£1 fee |
|
Savings interest |
Up to 1.48% interest on saving account (Germany & Austria) |
Get up to 1.2% annual interest paid daily |
|
Card delivery fee |
Free |
€/£4.99 delivery fee |
|
Top-Up Methods
|
||
|
Bank transfer |
|
|
|
Debit Card |
|
UK only |
|
Cash |
Germany, Austria, and Italy |
|
|
Cheque |
|
|
|
Sending & Receiving Options
|
||
|
Scheduled & Recurring Payments |
|
|
|
Delivery Speed |
|
|
|
Currencies |
19 |
29 |
|
Mobile App
|
||
|
Languages available |
5 |
7 |
|
App UX |
5/5 |
4.5/5 |
|
Mobile Adaptive Website |
|
|
|
Spending Visual Statistics (Graphs) |
|
|
|
Score |
9.8 |
8.8 |
|
Overview
|
|
|
Established |
|
|
2013 |
2015 |
|
Trustpilot Rating |
|
|
Excellent
|
Great
|
|
Available for Registration From |
|
|
UK, EU, US*(Brazil in a waiting list) |
UK, EU, AU |
|
Regulation
|
|
|
FCA (UK) |
|
|
|
|
|
ECB (The Europiean Central Bank) |
|
|
|
|
|
Cifas |
|
|
|
|
|
PRA |
|
|
|
|
|
Key Features in a nutshell
|
|
|
Current & Checking Account (Local & International) |
|
|
|
|
|
Budgeting & Saving Plans |
|
|
|
|
|
Online & Offline Payments |
|
|
|
|
|
Direct Debits (Free) |
|
|
|
|
|
Cash Withdrawals & Deposits (Local & International) |
|
|
|
|
|
Cash Top-Ups |
|
|
Germany Only |
|
|
Save up for a specific goal via sub-accounts |
|
|
|
|
|
Withdraw and deposit cash for free at retail partners |
|
|
Germany only |
|
|
Web Version (Desktop) |
|
|
|
|
|
Apple & Google Pay |
|
|
|
|
|
Safety
|
|
|
Two-factor payment authentication |
|
|
|
|
|
Information stored in a secure data center |
|
|
|
|
|
Fingerprint login |
|
|
|
|
|
Segregated customer accounts |
|
|
|
|
|
Card locking from within the App |
|
|
|
|
|
Deposit protection (Loss compensation guarantee) |
|
|
Up to €100,000 |
|
|
Fees & charges
|
|
|
Free account |
|
|
|
|
|
Monthly Fee |
|
|
Premium plans from €9.90/m |
Premium plans from €/£6.99/m |
|
Exchange Rate |
|
|
Low, Interbank rate |
Low, Interbank rate |
|
Direct Debits |
|
|
Free |
€/£1 fee |
|
Savings interest |
|
|
Up to 1.48% interest on saving account (Germany & Austria) |
Get up to 1.2% annual interest paid daily |
|
Card delivery fee |
|
|
Free |
€/£4.99 delivery fee |
|
Top-Up Methods
|
|
|
Bank transfer |
|
|
|
|
|
Debit Card |
|
|
|
UK only |
|
Cash |
|
|
Germany, Austria, and Italy |
|
|
Cheque |
|
|
|
|
|
Sending & Receiving Options
|
|
|
Scheduled & Recurring Payments |
|
|
|
|
|
Delivery Speed |
|
|
|
|
|
Currencies |
|
|
19 |
29 |
|
Mobile App
|
|
|
Languages available |
|
|
5 |
7 |
|
App UX |
|
|
5/5 |
4.5/5 |
|
Mobile Adaptive Website |
|
|
|
|
|
Spending Visual Statistics (Graphs) |
|
|
|
|
|
Score
|
|
|
9.8 |
8.8 |