The bank you’ll love

N26 is simple & fully regulated. Manage your money on-the-go via the app!

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A free* bank account with no hidden fees

Your N26 Standard bank account comes with all that you need to spend, receive, and keep track of your money—in one beautifully simple, intuitive app. Get a free virtual debit Mastercard to pay in stores, online, and in apps, and start managing all your finances directly from your phone.

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Security is a top priority at N26

N26 operates with a full European banking license, and your bank account with a German iBAN is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when making purchases in stores and online.

N26 You Instant Push Notification about payment to an airline with two flight tickets in the background.

Stay tuned with push-notifications

Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order—you’re always kept up-to-date.

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Insights on your spending habits

Not sure where all your money goes? Thanks to Statistics, your account uses artificial intelligence to automatically categorize your spending and shows you right in the app. Learn how to better manage your expenses, view all your transactions divided into smart sub-categories, and gain insights into your financial habits.

N26 Bank Account categorising transactions for statistics.

Reach your goals with N26 Spaces

Give your financial goals room to grow with N26 Spaces sub-accounts. Personalize each space with a name, set your savings target, and easily stash savings aside with just a few taps.

Rather set it and forget it? Easy—create Rules to regularly move money over to a space, or try Round-Ups to save up the spare change whenever you pay by card.

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N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Earn 0.1% cashback with N26 Business

N26 Business is the free bank account for freelancers and the self-employed, offering free ATM withdrawals in euros and 0.1% cashback on all purchases. And with N26 Business You, enjoy all of these benefits, alongside free ATM withdrawals in all currencies and an extensive insurance package for extra peace of mind.

N26 Support is here for you—in several languages.

If you have any questions or run into any problems, our N26 Customer Support team is always on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat to an N26 expert right in your app.

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