Advertiser disclosure
Company
Main advantage
The multifunctional app includes multi-currency account with zero fees, travel benefits, investments, savings, smart budgeting tools, cashback, money transfers, and more.
Provides a seamless experience similar to traditional banks focusing more on local use in the UK. Send or receive money internationally is currently unavailable, but you can use the card abroad.
Fees
Monthly maintenance
£0 fees
£0 fees
Free card


Application bonus
3 months of Premium account
Not available
Application fees
£0 fees
£0 fees
Trustpilot
Banking Features
Digital cards


Physical cards


Custom card design


Investment features
In-app
Via Nutmeg
Savings – earn interest (AER)
Up to 4.75% AER/Gross (variable)
4.5% AER (4.41% gross) variable
Cashback and rewards
Online shopping, gifts, travel, UK’s cafes & restaurants, and more (based on the chosen plan)
1% cashback on the first £1,500 of your eligible spend each month for a period of 12 months.
Ways to top up
Cards, Bank transfers and Cash
Bank transfers
Customer service via the app


Kids’ account


Teen account (16-17 yead olds)


Joint account


Business account


Travel Features
Multi-currency account
29+ currencies (GBP, EUR, USD and more)
GBP
International payments
150+ countries
Not available
Exchange rate
Mid-market exchange rate
Mastercard exchange rate
Insurance abroad


Car hire insurance


Luggage insurance


Winter sport insurance


Security
Card freeze/unfreeze via app


Disposable virtual cards for single-use


Google Pay & Apple Pay


Real-time transaction monitoring


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