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Revolut vs. Monzo

Compare and choose the best mobile bank account for you.

Standard (frame) 610x404
VS.
Monzo Card

Advertiser disclosure

Top10MobileBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end. Please note: All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback! We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
Revolut New Logo 488x188
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Our Score: 9.8
Monzo 488x188
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Our Score: 9.2

Company

Main advantage

The multifunctional app includes an account that is free to open, travel benefits, investment opportunities, savings options, smart budgeting tools, currency exchange, money transfers, and more.

Provides their customers with a traditional banking experience. Offering loan programs for borrowing over a specific time frame, along with savings and budgeting options that help you organize your money.

Fees

Monthly maintenance

£0 fees

£0 fees

Free card

V
V

Application bonus

3 months of Premium account

Not available

Features

Physical Cards

V
V

Virtual cards

Free virtual card

Only paid plans

Multi-currency account

V
X

Investment features

Numerous options

Limited to 3 options

Earn interest (EAR)

V
V

Cashback

V
V

Ways to top up

Card, bank account, cash (fees may apply)

Bank account (fees may apply)

Cash withdrawals – free plan

2% fee above £200 per month

3% fee above £200 per month

Trustpilot

161248 reviews
24036 reviews

Currencies

Location

UK, Europe, Americas, Asia Pacific

UK

Multi-currency account

Hold GBP, EUR, USD and 25+ currencies

Only GBP but you can use the card abroad

Currency exchange fee

Fee-free for up to £1000/mo. (up to 1% above £1000) in 36+ currencies with no additional fees Monday – Friday, within plan allowance.

Up to 3%

Account Types

Personal

V
V

Business

V
V

Kids

Aged 6-17 in the UK, must be linked to a parent account

Limited to 16-17 year olds

Security

Card freeze/unfreeze via app

V
V

Disposable virtual cards for single-use

V
X

Google Pay & Apple Pay

V
V

Real-time transaction monitoring

V
V

Bottom line

Our score

Winner! 9.8
9.2

Create an account

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Revolut vs. Monzo

Compare and choose the best mobile bank account for you.

Standard (frame) 610x404 revolut.com
VS.
Monzo Card monzo.com

Advertiser disclosure

Top10MobileBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end. Please note: All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback! We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
9.8
Sign up
9.2
Sign up