Revolut vs. Monzo
Revolut vs. Monzo. Which is better? Choose the best free mobile bank account for you with our head-to-head comparison.
Brand
Main advantage
The multyfunctional app includes everything users need: checking account, travel benefits, investments, savings, smart budgeting tools, cashback, money transfers with a real mid-market exchange rate, and more.
Provides a seamless traditional banking experience. It offers great loan programs allowing you to borrow for certain period of time. Also, savings that are automatically put aside every time you spend is FSCS-protected.
Features
Debit Card
Delivery card fee
£4.99
Free
Virtual cards
Multi-currency accounts
Investment features
Earn interest (EAR)
Cashback
Every time you spend with a card
No
Regulation
FCA
FCA
Trustpilot
Currencies
Location
UK, Europe, Americas, Asia Pacific
UK, U.S.
Spend as a local
GBP, EUR, NOK, PLN
GBP
Convert currency into another
Spend in over 150 currencies
Only GBP but you can use the card abroad
Currency exchange fee
Fee-free for up to £1000/m
Up to 3%
Exchange rate
Real mid-market exchange rate
Mastercard exchange rate
International transfers
Powered by Revolut
Powered by Wise
Ways to top up
Dredit card
Credit card
Bank transfers
Cash deposits
Cheque deposits
Account Types
Personal
Business
Kids
Revolut vs. Monzo
Revolut vs. Monzo. Which is better? Choose the best free mobile bank account for you with our head-to-head comparison.
Features
Debit Card
Delivery card fee
£4.99
Free
Virtual cards
Multi-currency accounts
Investment features
Earn interest (EAR)
Cashback
Every time you spend with a card
No
Regulation
FCA
FCA
Trustpilot
Currencies
Location
UK, Europe, Americas, Asia Pacific
UK, U.S.
Spend as a local
GBP, EUR, NOK, PLN
GBP
Convert currency into another
Spend in over 150 currencies
Only GBP but you can use the card abroad
Currency exchange fee
Fee-free for up to £1000/m
Up to 3%
Exchange rate
Real mid-market exchange rate
Mastercard exchange rate
International transfers
Powered by Revolut
Powered by Wise
Ways to top up
Dredit card
Credit card
Bank transfers
Cash deposits
Cheque deposits
Account Types
Personal
Business
Kids
Create a free account
We recommend Revolut as a great option for most customers. Every time you spend with a Revolut card, you earn cashback. Also, you earn up to 1.35% annual interest, paid daily. You can hold and send money fee-free in 30+ currencies and spend in over 150 currencies converting currency into another based on the real mid-market exchange rate.