Revolut Vs. TransferWise

Both Revolut and TransferWise offer a banking & money transfer alternatives to banking via simple and easy to use apps which save you time, money and bureaucracy. Both are fully regulated and well-trusted international banking solutions, with millions of customers in different countries.

Use our head to head comparison and choose the best mobile bank for you!

Established

2015

2010

Trustpilot Rating

Great
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
Great
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star

Available for Registration From

EU, UK

EU, UK

Regulation

FCA (UK)

yes icon
yes icon

ECB (The Europiean Central Bank)

yes icon
yes icon
Key Features in a nutshell

Current & Checking Account (Local & International)

yes icon
yes icon

Budgeting & Saving Plans

yes icon
no icon

Online & Offline Payments

yes icon
no icon

Direct Debits (Free)

yes icon
no icon

Cash Withdrawals & Deposits (Local & International)

yes icon
yes icon

Cash Top-Ups

no icon
yes icon

Save up for a specific goal via sub-accounts

yes icon
no icon

Withdraw and deposit cash for free at retail partners

no icon
no icon

Web Version (Desktop)

yes icon
yes icon

Apple & Google Pay

yes icon
yes icon
Safety

Two-factor payment authentication

yes icon
no icon

Information stored in a secure data center

yes icon
yes icon

Fingerprint login

yes icon
yes icon

Segregated customer accounts

yes icon
yes icon

Card locking from within the App

yes icon
yes icon

Deposit protection (Loss compensation guarantee)

no icon
no icon
Fees & charges

Free account

yes icon
yes icon

Monthly Fee

Premium plans from €/£6.99/m

no icon

Exchange Rate

Low, Interbank rate

Low, Interbank rate

Direct Debits

€/£1 fee

no icon

Savings interest

no icon
no icon

Card delivery fee

€/£4.99 delivery fee

£5 delivery fee

Top-Up Methods

Bank transfer

yes icon
yes icon

Debit Card

UK only

no icon

Cash

no icon
no icon

Cheque

no icon
no icon
Sending & Receiving Options

Scheduled & Recurring Payments

yes icon
yes icon

Delivery Speed


1 – 2 business days (local)
5 – 9 business days (International)


1 – 2 business days (local)
5 – 9 business days (International)

Currencies

29

50+

Mobile App

Languages available

7

13

App UX

5/5

4.5/5

Mobile Adaptive Website

yes icon
yes icon

Spending Visual Statistics (Graphs)

yes icon
yes icon
Score

Score

8.2
8.4
Overview

Established

2015

2010

Trustpilot Rating

Great
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
Great
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star
  • Trustpilot Star

Available for Registration From

EU, UK

EU, UK

Regulation

FCA (UK)

yes icon
yes icon

ECB (The Europiean Central Bank)

yes icon
yes icon
Key Features in a nutshell

Current & Checking Account (Local & International)

yes icon
yes icon

Budgeting & Saving Plans

yes icon
no icon

Online & Offline Payments

yes icon
no icon

Direct Debits (Free)

yes icon
no icon

Cash Withdrawals & Deposits (Local & International)

yes icon
yes icon

Cash Top-Ups

no icon
yes icon

Save up for a specific goal via sub-accounts

yes icon
no icon

Withdraw and deposit cash for free at retail partners

no icon
no icon

Web Version (Desktop)

yes icon
yes icon

Apple & Google Pay

yes icon
yes icon
Safety

Two-factor payment authentication

yes icon
no icon

Information stored in a secure data center

yes icon
yes icon

Fingerprint login

yes icon
yes icon

Segregated customer accounts

yes icon
yes icon

Card locking from within the App

yes icon
yes icon

Deposit protection (Loss compensation guarantee)

no icon
no icon
Fees & charges

Free account

yes icon
yes icon

Monthly Fee

Premium plans from €/£6.99/m

no icon

Exchange Rate

Low, Interbank rate

Low, Interbank rate

Direct Debits

€/£1 fee

no icon

Savings interest

no icon
no icon

Card delivery fee

€/£4.99 delivery fee

£5 delivery fee

Top-Up Methods

Bank transfer

yes icon
yes icon

Debit Card

UK only

no icon

Cash

no icon
no icon

Cheque

no icon
no icon
Sending & Receiving Options

Scheduled & Recurring Payments

yes icon
yes icon

Delivery Speed


1 – 2 business days (local)
5 – 9 business days (International)


1 – 2 business days (local)
5 – 9 business days (International)

Currencies

29

50+

Mobile App

Languages available

7

13

App UX

5/5

4.5/5

Mobile Adaptive Website

yes icon
yes icon

Spending Visual Statistics (Graphs)

yes icon
yes icon
Score
8.2
8.4