Revolut Vs. TransferWise
Both Revolut and TransferWise offer banking & money transfer alternatives via easy to use and fully regulated apps. Use our head to head comparison and choose the best mobile bank for you!
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Established |
2015 |
2010 |
|
Trustpilot Rating |
Great
|
Great
|
|
Available for Registration From |
EU, UK |
EU, UK |
|
Regulation
|
||
|
FCA (UK) |
 |
|
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ECB (The Europiean Central Bank) |
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Key Features in a nutshell
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Current & Checking Account (Local & International) |
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Budgeting & Saving Plans |
|
 |
|
Online & Offline Payments |
|
|
|
Direct Debits (Free) |
|
|
|
Cash Withdrawals & Deposits (Local & International) |
|
|
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Cash Top-Ups |
|
|
|
Save up for a specific goal via sub-accounts |
|
|
|
Withdraw and deposit cash for free at retail partners |
|
|
|
Web Version (Desktop) |
|
|
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Apple & Google Pay |
|
|
|
Safety
|
||
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Two-factor payment authentication |
|
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Information stored in a secure data center |
|
|
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Fingerprint login |
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|
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Segregated customer accounts |
|
|
|
Card locking from within the App |
|
|
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Deposit protection (Loss compensation guarantee) |
|
|
|
Fees & charges
|
||
|
Free account |
|
|
|
Monthly Fee |
Premium plans from €/£6.99/m |
|
|
Exchange Rate |
Low, Interbank rate |
Low, Interbank rate |
|
Direct Debits |
€/£1 fee |
|
|
Savings interest |
|
|
|
Card delivery fee |
€/£4.99 delivery fee |
£5 delivery fee |
|
Top-Up Methods
|
||
|
Bank transfer |
|
|
|
Debit Card |
UK only |
|
|
Cash |
|
|
|
Cheque |
|
|
|
Sending & Receiving Options
|
||
|
Scheduled & Recurring Payments |
|
|
|
Delivery Speed |
|
|
|
Currencies |
29 |
50+ |
|
Mobile App
|
||
|
Languages available |
7 |
13 |
|
App UX |
5/5 |
4.5/5 |
|
Mobile Adaptive Website |
|
|
|
Spending Visual Statistics (Graphs) |
|
|
|
Score
|
||
|
Score |
8.2 |
8.4 |
|
Overview
|
|
|
Established |
|
|
2015 |
2010 |
|
Trustpilot Rating |
|
|
Great
|
Great
|
|
Available for Registration From |
|
|
EU, UK |
EU, UK |
|
Regulation
|
|
|
FCA (UK) |
|
|
|
|
|
ECB (The Europiean Central Bank) |
|
|
|
|
|
Key Features in a nutshell
|
|
|
Current & Checking Account (Local & International) |
|
|
|
|
|
Budgeting & Saving Plans |
|
|
|
|
|
Online & Offline Payments |
|
|
|
|
|
Direct Debits (Free) |
|
|
|
|
|
Cash Withdrawals & Deposits (Local & International) |
|
|
|
|
|
Cash Top-Ups |
|
|
|
|
|
Save up for a specific goal via sub-accounts |
|
|
|
|
|
Withdraw and deposit cash for free at retail partners |
|
|
|
|
|
Web Version (Desktop) |
|
|
|
|
|
Apple & Google Pay |
|
|
|
|
|
Safety
|
|
|
Two-factor payment authentication |
|
|
|
|
|
Information stored in a secure data center |
|
|
|
|
|
Fingerprint login |
|
|
|
|
|
Segregated customer accounts |
|
|
|
|
|
Card locking from within the App |
|
|
|
|
|
Deposit protection (Loss compensation guarantee) |
|
|
|
|
|
Fees & charges
|
|
|
Free account |
|
|
|
|
|
Monthly Fee |
|
|
Premium plans from €/£6.99/m |
|
|
Exchange Rate |
|
|
Low, Interbank rate |
Low, Interbank rate |
|
Direct Debits |
|
|
€/£1 fee |
|
|
Savings interest |
|
|
|
|
|
Card delivery fee |
|
|
€/£4.99 delivery fee |
£5 delivery fee |
|
Top-Up Methods
|
|
|
Bank transfer |
|
|
|
|
|
Debit Card |
|
|
UK only |
|
|
Cash |
|
|
|
|
|
Cheque |
|
|
|
|
|
Sending & Receiving Options
|
|
|
Scheduled & Recurring Payments |
|
|
|
|
|
Delivery Speed |
|
|
|
|
|
Currencies |
|
|
29 |
50+ |
|
Mobile App
|
|
|
Languages available |
|
|
7 |
13 |
|
App UX |
|
|
5/5 |
4.5/5 |
|
Mobile Adaptive Website |
|
|
|
|
|
Spending Visual Statistics (Graphs) |
|
|
|
|
|
Score
|
|
|
8.2 |
8.4 |