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Revolut vs. Wise

Compare and choose the best travel card for you.

VS.

Advertiser disclosure

Top10MobileBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end. Please note: All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback! We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
Revolut Logo
Our Score: 9.8
Wise Logo 488x188
Our Score: 9.2

Company

Main advantage

Offers a range of financial services through a mobile app providing users with the ability to hold and exchange different currencies at competitive rates and cash withdrawals worldwide, making it popular for international travelers and those who frequently make cross-border transactions.

Wise is a fintech company that offers international money transfer services and budgeting features through its mobile app. It focuses more on money transfers and currency exchange, making it a good option for traveling abroad.

Fees

Free sign-up option

V
V

Free card

Yes (delivery fee applies)

Yes (delivery fee applies)

Application fees

£0 fees

One-time fee, £7

ATM withdrawals Fees

No fees for up to 5 ATM withdrawals or £200 per rolling month

Free 2 withdrawals up to £200 each month

Trustpilot

161248 reviews
152187 reviews

Travel Features

Multi-currency account

29+ currencies (GBP, EUR, USD and more)

20+ currencies

International payments

150+ countries

150+ countries

Currency exchange fee

In 36+ currencies with no additional fees Monday – Friday, within plan allowance.

Fixed fee + 1.75% after used up free allowance

Travel Insurance Options

Insurance abroad

V
X

Car hire insurance

V
X

Luggage insurance

V
X

Winter sport insurance

V
X

Banking Features

Digital cards

V
V

Physical cards

V
V

Custom card design

V
X

Investment features

V
X

Savings – earn interest (AER)

Up to 4.75% AER/Gross (variable) depending on your plan.

Not available

Rewards

Online shopping, gifts, travel, UK’s cafes & restaurants, and more.

Not available

Ways to top up

Cards, Bank transfers and Cash (fees apply)

Only Cards and Bank transfers (fees apply)

Kids accounts

V
X

Security

Card freeze/unfreeze via app

V
V

Disposable virtual cards for single-use

V
X

Real-time transaction monitoring

V
V

User authentication

2-factor authentication, PIN code for app access and biometric login

2-factor authentication

Fraud Protection

V
V

Create an account

Our score

Winner! 9.8
9.2

Create an account

Revolut vs. Wise

Compare and choose the best travel card for you.

Advertiser disclosure

Top10MobileBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end. Please note: All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback! We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.