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Last updated: Oct 2026

Revolut vs. Chase

Compare features, flexibility, and global use.
1
VS
1
How We Rank
Feature Breakdown
Editor's Pick

9.8

At a Glance
Highlights

Combines everyday banking, international spending, multi-currency features and budgeting tools in one app.

A digital current account for everyday UK banking, with built-in money management tools and fee-free card spending abroad.

Fees & Everyday Costs
Monthly account fee

Free standard plan; paid plans available

Free current account

Card fees abroad (FX)

No additional fees Mon-Fri within plan allowance 

No FX markup; Mastercard exchange rate applies

Free ATM withdrawals

£200/month fee-free, then 2% fee

Fee-free cash withdrawals abroad

Virtual card
Multi-currency account

Available

Not available

Travel Features
Currency exchange

Hold and exchange 30+ currencies

GBP account only

International transfers
Exchange rate

Revolut exchange rate

Mastercard exchange rate

Travel insurance (T&Cs incl. exclusions apply)

Available on selected paid plans

Banking Features
Virtual cards
Investment features

In-app

Through Nutmeg

Savings (AER Variable)

Up to 4.00% 

Up to 4.50%

Budgeting tools

Spending and budget insights

Spending insights 

Customer support

In-app chat and phone

In-app chat and phone

Family accounts

Revolut <18 

Security
Card freeze/unfreeze via app
Disposable virtual cards
Card controls

Bottom Line

Winner!
Editorial Score

9.8

9.2

Key Takeaways

Revolut combines everyday banking, international spending and travel features in one app. Features include a multi-currency account, virtual cards, investments and budgeting tools.

Chase provides everyday UK banking, with cashback on eligible debit card spending, savings and fee-free card spending abroad. It may suit users looking for a simple current account.