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Last updated: Oct 2026

Revolut vs. Chase

Compare features, flexibility, and global use.
1
VS
1
Feature Breakdown
Winner!
1

9.8

Visit Site
1

9.2

Visit Site
At a Glance
Highlights

The multifunctional app includes multi-currency account with zero fees, travel benefits, investments, savings, smart budgeting tools, cashback, money transfers, and more.

Provides a seamless experience similar to traditional banks focusing more on local use in the UK. Send or receive money internationally is currently unavailable, but you can use the card abroad.

Trustpilot
360,760 Reviews
14,653 Reviews
Fees
Monthly maintenance

£0 fees

£0 fees

Free card
Application bonus

3 months of Premium account

Not available

Application fees

£0 fees

£0 fees

Banking Features
Digital cards
Physical Cards
Custom card design
Investment features

In-app

Via Nutmeg

Savings – earn interest (AER)

Up to 4% AER (variable)

4.5% AER (4.41% gross) variable

Cashback and rewards

Online shopping, gifts, travel, UK’s cafes & restaurants, and more (based on the chosen plan)

1% cashback on the first £1,500 of your eligible spend each month for a period of 12 months.

Ways to top up

Cards, bank transfers and cash

Bank transfers

Customer service via the app
Kids account
Teen account (16-17 yead olds)
Joint account
Business account
Travel Features
Multi-currency account

29+ currencies (GBP, EUR, USD and more)

GBP

International payments

150+ countries

Not available

Exchange rate

Mid-market exchange rate

Mastercard exchange rate

Insurance abroad
Car hire insurance
Luggage insurance
Winter sport insurance
Security
Card freeze/unfreeze via app
Disposable virtual cards for single-use
Google Pay & Apple Pay
Real-time transaction monitoring

Bottom Line

Winner!
1
1
Editorial Score

9.8

9.2

Key Advantages

We recommend Revolut as the great choice for the majority of customers. It provides not just the fundamental banking functions available through Chase, but also includes extra perks such as cashback and rewards for different types of purchases, the availability of kids’ accounts, travel features, sophisticated budgeting tools, smart spending categorisation tools and more.

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Chase covers the core features needed for day-to-day banking and offers cashback rewards through its mobile app. For users seeking broader international functionality and additional financial tools, Revolut offers a more extensive solution.

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