- No monthly fee
- Upgrade: £3.99+/m
July 2024
UK
– July 2024
Best UK Travel Cards To Use Abroad
Best Travel Cards
UK
– July 2024
- Best Exchange Rates
- Fast Approval Process
- Worldwide Spendings & Withdrawals
How we rank
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| Mobile Bank | Pricing | Card | What We Like | Score | Open an Account | ||
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1
Our Top Choice
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9.8
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2
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9.5
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3
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9.1
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4
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8.8
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5
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8.5
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Our score
9.8
Revolut Review
Regulation
EMI
Pricing
No monthly fee
Upgrade: £3.99+/m
Upgrade: £3.99+/m
Wallets
Based on 146104 reviews
Key Travel Features
- Up to 10% cashback depending on plan and no booking fees on Stays
- Premium overseas medical insurance
- Premium baggage loss or damage
- Premium lounge access
Get 3 free month of Premium when you sign up
1
- Hold and spend money in 35+ currencies
- Up to 10% cashback depending on plan and no booking fees on Stays
Get 3 free month of Premium when you sign up
Our score
9.5
Zing Review
Regulation
EMI
Pricing
No monthly fee
Wallets
Based on 92 reviews
Key Travel Features
- No UK ATM fees, monthly free international ATM withdrawals
- Currency conversion fees from 0.2%, fixed per currency. All amounts and days of the week
- Hold 20+ currencies, send 30+ currencies
- Real-time currency conversion rates
2
- Fee free international transfer, spend in 200+ countries
- Part of the HSBC Group but no HSBC account needed
Our score
9.1
FairFX Review
Regulation
FCA
Pricing
No monthly fee
Wallets
Based on 12532 reviews
Key Travel Features
- Unlimited free card loads
- Hold 20 currencies, save on FX fees
- £1 ATM withdrawal fee worldwide
- Card acceptance in 170+ countries
Load £50 to your account to receive a card.
3
- Multi-currency account, zero transaction fees
- Earn up to 3.5% cashback at top UK retailers
Load £50 to your account to receive a card.
Our score
8.8
Monzo Review
Regulation
FCA
Pricing
No monthly fee
Wallets
Based on 24036 reviews
Key Travel Features
- Send payments via SMS and Email
- Get instant notifications
- No fee for spending abroad
- 1% currency conversion fee
4
- Free ATM withdrawals up to £200/month
Our score
8.5
Caxton Review
Regulation
FCA
Pricing
No monthly fee
Wallets
Based on 4438 reviews
Key Travel Features
- Delivers cash in 50+ currencies to your home
- Hold 15 currencies, save on FX fees
- Block your card at any time of day
- Phone support 365 days
5
- Use a card anywhere Mastercard is accepted
What is a travel card?
A travel card is a type of payment card that is specifically designed for use while traveling. It can be used to make purchases and withdraw cash at locations around the world, and often offers additional benefits such as rewards programs, currency exchange, and travel insurance.
Overall, a travel card can be a convenient and secure way to manage your finances while traveling, but it’s important to compare different options and carefully consider the fees and benefits before choosing a card.
Travel card features
Exchange rate
Some use the ‘interbank rate’ and others use Mastercard or Visa’s exchange rates. Sometimes, a provider may pick one of the rates and then apply a percentage on top, usually between 1% and 3%.
ATM withdrawal abroad
The ATM withdrawal will likely incur a cash advance fee if you use a card with no foreign transaction fees. There are, however, no withdrawal fees between £200 and £500 applied by most companies.
Foreign transactions
Foreign transaction fees are charges that appear on your card bill when you make a purchase that either crosses a foreign country or is done in a foreign currency. There are some companies that charge no fees for foreign transactions.
Multi-currency account
If you want to visit multiple destinations, you can load several currencies onto a single card. You could have different amounts of money stored on the same card. You can lock in rates by converting when you load the cash or store some money in pounds.
Security
When you swipe your card at the ATM or store you’ll get the same level of protection as if you used your bank’s card.
Global use
Usually, MasterCard and Visa cards can be used in millions of places around the world and online. You can use your card at most ATMs in other countries, as well as with most retailers that accept card payments.